The traditional mortgage loan for purchasing, building, renovating, or refinancing a property. Maximum term of 35 years (in exceptional cases, up to 45 years is also possible), with principal repayments. Fixed interest rates, an interest rate adjustment clause, or a variable interest rate linked to EURIBOR.
A very secure form of financing for purchasing a property, building a house, refinancing, or renovation. Up to €240,000 per person. Fixed interest rates are available. With variable interest rates, an upper and lower interest rate limit applies for up to 20 years from the date the loan is allocated. Loan term of up to 35 years.
For projects WITHOUT a mortgage (e.g., purchasing a housing cooperative share). Repayment in fixed instalments, with a fixed interest rate, an interest rate adjustment clause, or a variable interest rate linked to EURIBOR. Maximum term of 10 years (in exceptional cases, 20 years or more may also be possible).
Easier to obtain since May 2023. Following an increase in the maximum age limit, pensioners can also qualify for loan terms of up to 30 years.
For large-scale projects, a residential mortgage loan is often used. For smaller projects, a residential loan or a furniture and consumer loan may also be suitable.
A short-term financing solution (up to five years) used to bridge the gap between two financing events. Ideal for covering housing cooperative shares, accounting for property sales, or bridging the period until housing subsidies are paid out.
The finishing touch for your new home: a new kitchen, the perfect sofa, or an ergonomic bed. Anything that could not be included in the mortgage financing can be financed with this small personal loan.