Our Philosophy

Our advisors are state-certified financial advisors. They have many years of professional experience and are committed to providing the best possible advice.

Our team is flexible and will be happy to advise you outside regular office hours, either at our office or remotely via video call, email, or telephone.

Good Reasons to Put Your Trust in Us...

... our many years of experience

We have been working in property financing for over 20 years.

... our excellent financing terms

We specialize in residential property financing and always keep up to date with current market conditions.

... the quality of our advice

We answer all your questions about residential property financing.

... our ongoing support

We guide you towards the financing solution that best suits your needs and, of course, remain available to support you even after your contract has been signed.

... our partners

We work with banks, building societies, and insurance companies throughout Austria.

The Journey to b4c consulting

Personalized support powered by the latest technology.

We have specialized in residential property financing since 1993. Through DN Kreditabwicklung GmbH, we have been serving thousands of satisfied customers for over 20 years.

As in many other industries, staff reductions and digitalization have also transformed the financial sector. As a result, people's individual needs often receive less attention. We firmly believe, however, that customers want personalized service and the highest possible level of commitment. This philosophy has led to a significant increase in demand for our services.

To meet this growing demand, managing directors Ralph Decker and Silvia Nahler founded b4c consulting GmbH in 2017 as a partner company of DN Kreditabwicklung GmbH. On the one hand, b4c consulting focuses on meeting the growing demand for personal advice through a highly motivated and continuously expanding team, supported by virtual and mobile communication tools. On the other hand, b4c consulting GmbH extends its advisory services throughout Austria, whereas DN Kreditabwicklung GmbH had primarily focused on the greater Vienna area.

In this way, our top priority — the well-being of our customers — will be served not only by the established DN Kreditabwicklung GmbH but also, increasingly through digital channels, by b4c consulting GmbH.